There are many reasons a homeowner may require a second mortgage and as one of Canada’s leading second mortgage lender our second mortgage solutions put you first. We have the lowest second mortgage rates in Canada and we can approve your application within 30 minutes and can close your mortgage within one week.

With constantly changing mortgage rules that prevent your bank from allowing homeowners to access equity from their property we offer you an alternative to the bank’s Home Equity Line of Credit (HELOC). We don’t ask may questions, in fact with some of our second mortgage we don’t even ask for proof of income.

A second mortgage can be a great way to save or restore your credit by using it to avoid late payments on your credit cards, mortgages, loans or any other credit facilities, liens of judgment that might be placed on your credit bureau.

  • You might want to consolidate all your bills into a single payment? We can help you do that.
  • You might want to pay out a consumer proposal? We can help with that too.
  • You might want to pay property tax or income tax arrears? Our second mortgage covers that.
  • Mortgage arrears? We can help with that as well.

Our rates start at 50% of most credit card interest rates so you could be cutting your payments in half if you need to take equity out of your home to pay down credit card debts.

Please feel free to call or “Apply Today” and start reducing your payments

Apply Today, Approved Today 3 Simple Steps

    • 1. Apply Online or call 1-877-38LOANS
    • 2. Get Pre-Approval as easy as 1-2-3
    • 3. Get Pre-Approved, Start Home Shopping.
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